The State Bank of India (SBI) offers one of the most trusted and affordable home loan services near Dhanera, with flexible EMI options and attractive interest rates.Whether you prefer a national bank like SBI Home Loan or a local Gujarat-based financial institution, we’ve compiled a simple guide to help you compare your options and find the best fit for your needs.
SBI Home Loan Near Dhanera
- Post Name :- SBI Home Loan Near Dhanera
- Category :- Loan
- Portal;- localy.in
- Post Date :- 02/11/2025
Why Choose SBI Home Loan Near Dhanera?
- Low Interest Rates: Competitive home loan interest rates starting from 8.40% p.a. (subject to bank updates).
- Flexible Tenure: Repayment period up to 30 years.
- High Loan Amount: Get up to 90% of your property value.
- Quick Processing: Fast loan approval with minimal paperwork.
- Top-up Loan Facility: Additional funds available for home renovation or expansion.
Eligibility Criteria for Home Loan Near Dhanera
- Applicant age: 18 to 70 years
- Employment type: Salaried / Self-employed / Business owner
- Minimum monthly income: ₹25,000 and above
- CIBIL score: Above 700
Documents Required for SBI Home Loan
- Identity proof: Aadhaar Card, PAN Card
- Address proof: Electricity bill, Voter ID, or Passport
- Income proof: Salary slips or ITR for 2–3 years
- Bank statements: Last 6 months
- Property documents: Sale agreement, title deed, etc.
How to Apply for SBI Home Loan Near Dhanera
Step-by-Step Process:
- Visit the SBI Home Loan Portal or nearest branch.
- Fill out the loan application form.
- Submit required documents.
- Get your loan eligibility check done.
- On approval, the loan amount will be disbursed directly to the property seller or builder.
Other Banks Offering Home Loans Near Dhanera
| Bank Name | Interest Rate (Approx.) | Max Tenure | Processing Time |
|---|---|---|---|
| SBI | From 8.40% p.a. | 30 Years | 3–7 Days |
| HDFC Bank | From 8.50% p.a. | 30 Years | 5–10 Days |
| ICICI Bank | From 8.55% p.a. | 25 Years | 4–7 Days |
| Bank of Baroda | From 8.45% p.a. | 30 Years | 3–5 Days |
| Axis Bank | From 8.60% p.a. | 25 Years | 5–10 Days |
Best Home Loan Near Dhanera – Expert Tip
Before choosing your lender, compare interest rates, EMI plans, and hidden charges. Use a home loan EMI calculator to estimate your monthly payment and total cost. Always read the terms carefully before signing the agreement.
Nearest SBI Home Loan Branch in Dhanera
Branch Name: SBI Dhanera Branch
Address: Near Bus Stand, Station Road, Dhanera, Banaskantha, Gujarat – 385310
IFSC Code: SBIN0002643
Contact Number: 1800 11 2211 (SBI Customer Care)
Gujarat Home Loan and Local Financial Services in Dhanera
- Dhanera Mercantile Co-Operative Bank Limited: This local bank in Dhanera offers Housing Loans and Property Mortgage Loans. Local co-operative banks often have a better understanding of regional property values and local applicant profiles.
- Tyger Home Finance and Housing Loans: This company has a branch in Dhanera and focuses on Affordable Housing loans, which can be an excellent option for first-time buyers or those looking for smaller loan amounts.
- Other Options: Institutions like ICICI Bank, Cholamandalam Finance (Chola Finance), and AU Small Finance Bank also have branches or services operating near or in Dhanera and the wider Banaskantha district. It’s always smart to compare their current rates and processing fees.
Please Note Here: The information provided on this page is for general informational purposes only. While we make every effort to ensure the accuracy of the details such as interest rates, eligibility, and branch information, these may change from time to time as per the official updates from respective banks.
Getting your home loan near Dhanera is now easy and hassle-free. Whether you are buying a new flat, constructing a home, or renovating your existing house, SBI and other Gujarat-based banks offer affordable and trusted financing options.
